IPAY

The Terms and Conditions here under govern your use of the National Water Commission (NWC) Website (https://ipay.nwcjamaica.com) hereafter referred to as the Website. NWC maintains this Website to provide you with information on your account and access to pay your water bills online.

The Website is intended to promote the services offered by NWC and is not intended to provide legal, accounting, or tax advice, and should not be viewed or relied upon for those purposes. The use of the Website is subject to the terms and conditions herein and to all applicable laws and negotiations. By accessing the Website you accept without limitation or qualification the terms and conditions of the Website which is owned by NWC.

If you do not agree to be bound by these terms or conditions you should not access this Website or any of the pages herein.

Access

All information submitted to NWC via this Website shall become and remain the property of NWC may be used for any legal purpose, any ideas, concept, and techniques contained in the information provided by the users of the Website. NWC makes no representations nor gives any warranty as to the accuracy of the information on the Website but at all times NWC will exercise its best effort to ensure accuracy and up-to-date information on the Website.

Proprietary Rights

All rights in the images of people, places, text, and web pages, appearing on this Website are owned by NWC and/or used with the permission obtained by NWC. Users of the Website have a non-exclusive, non-assignable license to view the Website and download information and may copy information from the Website for personal, or educational use only, provided that, such copy includes the copyright trademark or service mark notice that may appear on any pages that are copied. The information and material may not otherwise be copied, used, displayed, distributed, published, reproduced, reused, sold or transmitted or used in any way for public or commercial use without the prior written consent of NWC.

Copyright

NWC owns the copyright to, or has licensed the use of, all contents of this website unless otherwise indicated. Reproduction, retransmission, or reprinting is prohibited without prior written permission from NWC or other copyright owner.

Intellectual Property

NWC names and logos, and all related product and service names, are NWC`s proprietary trademarks and service marks, and may not be used by any other party without the prior express written permission of NWC.

Severability

If any part of these Terms of Use shall be deemed unlawful or shall be void or unenforceable, that part shall be deemed severable and will not affect the validity or enforceability of any remaining provisions.

Links to Other Websites

From time to time NWC may establish links between this Website and other websites operated by non-affiliated third parties. These third party websites are not under the control of NWC and NWC is not responsible for the contents on these websites or any changes made to these websites. The existence of any such third party`s link on NWC`s website does not constitute any endorsement of the contents by NWC. Any reference to the third party`s product, service, trademark or hypertext does not constitute or imply NWC`s endorsement or sponsorship of the third party.

Governing Law and Jurisdiction

Materials on this Website are governed by, and shall be construed in accordance with the Laws of Jamaica and subject to the rights to arbitration accorded to members of NWC under and in accordance with the NWC Act. Where there are disputes, the same shall be subject to the exclusive, jurisdiction of Jamaican courts.

Revision of Terms of Use

NWC may from time to time alter, revise or amend its Terms of Use by updating this posting. Users shall be bound by any such alteration, revision or amendment and are therefore encouraged to periodically visit and review this page for the current terms of use by which users are bound.

NWC responds to customer service queries within two business days

NWC will seek to ensure the highest level of security and privacy regarding the collection and use of customers' personal information as well as that of visitors to its Website. NWC takes your right to privacy very seriously. We will not disclose information about you to anyone, except in instances where we have your consent, or where we are compelled or allowed by law to do so. If you decide to provide us with any information, then you expressly authorise us to use that information in accordance with this policy.

How information is collected

NWC uses a standard web tracking software to collect non-identifying information about our users including:

• Date and time site was accessed
• Place from which website is accessed
• Web browser used
• IP Address

How information is used

The collection of this non-identifying information assists NWC in compiling statistics and determining the level of interest in the Website. Some areas of the Website may use a "cookie", temporarily stored in the visitor's computer memory (RAM) to allow the web server to log the pages used within the site and to know if a visitor has previously visited the site.

Use of Contents of Website

All information, documents, and materials, posted on this Website are only for the internal use of Website users and may not be resold, republished, or copied, without the prior written consent of National Water Commission. In addition, all information, documents, and materials posted to this Website are subject to change without prior notification.

Review of Privacy Policy

We may change this Privacy Policy from time to time. Any changes will take effect once the revised Privacy Policy is available on our site and so we suggest you check the Privacy Policy whenever you revisit the site.

The National Water Commission shall refund to a customer any amount that was paid in error (incorrect payee/ utility or incorrect amount), via the NWC Online Payment Portal, provided that s/he:

1. Submits the request for refund in writing to the Commercial Operations Department, clearly stating the amount paid, the intended amount and the date of payment. The receipt of the payment must be attached.
2. Provides the particulars of the credit card used to make the payment, including the:
   1. i. Card Holder's name
   2. ii. Issuing Bank
   3. iii. Expiration date
   4. iv. Last 4 digits of the Card Number
3. Provides a valid identification, i.e. driver's licence, voter's identification or passport.

On receipt of the request, the matter shall be investigated, the customer's account adjusted on the Customer Information System and the amount refunded to the customer's account.

While the National Water Commission uses reasonable efforts to include accurate and up-to-date information on the website, the National Water Commission makes no warranties or representations as to accuracy of the material. The National Water Commission assumes no liability or responsibility for any errors or omissions in the content of the web site. Changes may be periodically made to the information at any time without notice. Everything on the web site is provided "as is" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. In no event shall the National Water Commission be liable for any damages whatsoever, including special, indirect, consequential or incidental damages or damages for loss of profits, revenue, use, or data whether brought in contract or tort, arising out of or connected with any National Water Commission web-site or the use, reliance upon or performance of any information contained in or accessed from any National Water Commission web-site.

Access Services Liability Disclaimer

The user of this system assumes all responsibility and risk for the use of this server and the internet generally. The National Water Commission disclaims all warranties, representations or endorsements, express or implied, with regard to the information accessed from, or via, this server or the internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The National Water Commission does not assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product or process disclosed on this server or other information accessible from the server. In no event shall the National Water Commission be liable for any special, indirect, or consequential damages or any damages whatsoever resulting from loss of use, data, revenue or profits, whether in an action of contract, intellectual property infringement, negligence or other tortuous action, arising out of or in connection with the use or performance of the information.